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The insurance market is evolving rapidly. Clear Spring's risk management solutions evolve with market needs, while traditional insurance companies struggle to keep up. Our data-driven approach and mastery of emerging technologies provide a deeper connection
with customers by developing smarter, more adaptive products that address the needs of brokers and their policyholders.
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Clear Spring is a leading provider of property and casualty insurance. Our future-forward strategy is rooted in deep industry knowledge and a mastery of emerging technologies.
Never email client information again.
Our secure, detailed online submissions process streamlines underwriting and keeps sensitive information safe.
Our advanced analytics-backed platform quickly assesses risk, and can track and compare data over time so it's always improving.
Soon you will be able to get real-time updates on the status of your submission or your clients' claims. Our portal will ensure you'll always know what's going on.
Claims are processed and closed quickly, thanks to our dedicated and experienced claims handling partners.
We are thought leaders in workers' compensation insurance, and our team brings decades of experience to the table.
We are 100% customer-driven.
We design all our products to better serve you and to provide substantial value to your clients.
That means that no matter where our policyholders live or work, Clear Spring can offer tailored, data-driven insurance products that meet their unique needs.
Group1001 is making insurance more intuitive and accessible for all people, and its many subsidiaries, including Clear Spring, have adopted this mission.
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Delaware Life and its A.M. Best rating of A- are driven by the company's dedication to doing things the right way.
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Technology drives everything they do, as they focus on creating products that drive real value in people's lives.
Assets Under
Management as of 12/2018
Policy Holders in
All 50 states
group1001.com
They always go the extra mile for partners and customers, focusing on creating simple, honest products that simply work. This focus has earned the company $15.1B in invested assets and $36.1B assets under management as of June 2018.
Invested Assets
Assets Under
Management 06/2018
delawarelife.com
With an exclusive focus on workers' compensation insurance, and regional service teams, Lackawanna Insurance Group provides a level of service and expertise to its valued agents and loyal policyholders that is unmatched in the industry.
We are proud to be a subsidiary of Delaware Life Insurance Company, rated A- (Excellent) by A.M. Best* and part of US-based insurance holding company Group One Thousand One.
Our financial resources and disciplined risk management practices allow us to keep our promises throughout the economy's ups and downs.
It also allows us the flexibility needed to continually improve products and add new offerings to ensure we meet our customers' needs.
Clear Spring Property and Casualty Company
227 West Monroe Street, Suite 2100
Chicago, IL 60606
Please read the following Conditions of Use carefully before using this Web Site. The Conditions of Use apply to all Clear Spring Web Sites. You should review the Conditions of Use regularly as they may change at any time. References to “Web Sites” and
“Sites” mean both the singular and plural of these terms. References to “you” or “your” shall mean the person authorized to access and use Clear Spring's Web Sites. References to “we”, “us” or “our” shall mean Clear Spring and affiliated member
companies.
Not an offer to buy or sell: Nothing in or posted on our Web Sites constitutes an offer to buy or sell products or services of the member companies of Group1001. All products and services are subject to the terms and conditions of any
applicable agreements and/or disclosure documents.
Governing laws: This Web Site is based in Chicago, Illinois, and the laws of the State of Illinois and the federal laws of the United States of America shall govern as to the interpretation, validity and effect of these Conditions of
Use and any use of Clear Spring's Web Sites. The courts of the State of Illinois shall have exclusive jurisdiction in any action or proceeding instituted under or related to these Conditions of Use or your use of our Web Sites. The products
and services referred to on our Web Sites are available only in jurisdictions where they may be lawfully offered for sale, and not all Clear Spring products and services are available in all geographic regions/states.
Jurisdictional considerations: Clear Spring makes no representation that materials on our Web Sites are appropriate or available for use in any location, including, without limitation, for use outside the United States. Access to the
materials on our Web Sites from territories where their contents are illegal is prohibited. You may not use or export the materials on our Web Sites or any copy or adaptation in violation of any applicable laws or regulations, including, without
limitation, U.S. export laws and regulations.
No warranties made as to content: The materials and information on our Web Sites are provided “as is,” are for informational purposes only, and are subject to change without notice. The information provided on and through Clear Spring's
Web Sites is believed to be reliable when posted. However, we cannot guarantee that information will be accurate, complete and current at all times. Therefore, Clear Spring disclaims any warranty of any kind, whether express or implied, as
to any matter whatsoever related to its Web Sites, including without limitation their merchantability or fitness for any particular purpose. In no event shall Clear Spring be liable for any direct or indirect, special, incidental or consequential
damages arising out of the use or inability to use the materials on its Web Sites. In addition, nothing on our Web Sites should be construed as investment, tax or legal advice and should not be relied upon as a substitute for consultation
with your own financial, tax or legal advisors. All information on Clear Spring's Web Sites is subject to modification from time to time without notice. No information based upon the opinions expressed in any web-based presentation can be
guaranteed.
Web Site availability: We will make every reasonable effort to provide you access to our Web Sites. However, there will be occasions when our Web Sites will be unavailable for use or times when we find it necessary to shut down our Web
Sites for a period of time for maintenance, updates and other reasonable adjustments.
No warranties made with respect to other sites or links: Third-party web sites accessed by hypertext links appearing on Clear Spring's Web Sites may have been independently developed by others. We do not guarantee the accuracy of any
information on these other sites. The listing of an organization not affiliated with Clear Spring on our Web Sites should not be interpreted as an endorsement of its services or products by any of the member companies of Group1001. Clear Spring
disclaims any and all responsibility and liability for the accuracy, content, completeness, legality, reliability or operability of such hypertext links or the services and resources therein. Any concerns regarding any such service or resource
should be directed to the particular service or resource.
Trademarks and copyrights: The contents of Clear Spring's Web Sites are protected by copyright and trademark laws. Except as may otherwise be provided herein, users of Clear Spring's Web Sites shall be entitled to copy information for
their own non-commercial, personal use but may not republish or reproduce any part without the prior written permission of Clear Spring. Republishing and reproducing includes any uploading, downloading or accessing the information on our Web
Sites utilizing the Internet or any other local or international computer system. An acknowledgement of the source must be included whenever our materials are copied or published. Any infringement of our rights will result in appropriate legal
action. The member companies of Group1001 disclaim any and all liability that may result from any unauthorized reproduction or use of the information on our Web Sites.
New York Insurance Law §2612 provides important protections for victims of domestic violence. These protections include prohibiting insurers from taking certain actions against individuals based solely on their status as a current or former victim of domestic violence. The law also establishes procedures an insurer must follow to protect the confidentiality of a person covered under a policy of insurance when that person properly presents the insurer with a valid order of protection obtained against the policyholder as further explained below.
If a person covered by an insurance policy issued to another person as the policyholder delivers to the insurer a valid order of protection against the policyholder, the insurer is prohibited for the duration of the order from disclosing to the policyholder the address and telephone number of the insured, or of any person or entity providing covered services to the insured. If a child is the covered person under the policy, this right extends to the child's parent or guardian.
If you are a Clear Spring Property and Casualty Company customer and wish to initiate a request for confidentiality in connection with a valid order of protection, please send a copy of the valid order of protection to:
Clear Spring Property and Casualty Company
Attn: Protective Order Processing
227 West Monroe Street, Suite 2100
Chicago, IL 60606
Along with your request, you may provide us with an alternative address, telephone number or other method by which to contact you. You may revoke your request at anytime by sending a letter to the address above.
We will implement your request upon receipt. Once implemented we will not share your name, address, social security number or any other information from which there is a reasonable basis to believe the foregoing could be obtained, to the policyholder or other insured covered under the same policy against whom you have a valid order of protection, without your express consent.
For further information on domestic violence services, you can contact the New York State Domestic and Sexual Violence Hotline by dialing 800.942.6906.
Clear Spring Property and Casualty Company
Attn: Protective Order Processing
227 West Monroe Street, Suite 2100
Chicago, IL 60606
Protecting the privacy of your personal information is of utmost important to us. Whether you are an existing customer or considering a relationship with us, we recognize that you have an interest in how we may use information we hold that concerns you. We invite you to review our Privacy Policy California residents please click here (Download Adobe Acrobat Reader) to understand how we collect, secure and limit the use of your personal information when you apply for or purchase a Clear Spring product or service.
We do not require you to provide personal information such as your name, address, email address, phone number, account number, or other information that identifies you in order to review most of the product or service information available on our Web Sites. However, some of our Web Sites need to be secure, and they will require you to provide identifying data and passwords to ensure that only authorized persons gain access to your account information.
Your decision to provide Clear Spring with personal information when accessing our websites is voluntary, and the information you provide will only be used to help transact business with you or to respond to your request for products or services. Clear Spring will not disclose personal information obtained from Web Site visitors to any third party for purposes not related to servicing accounts, unless required to do so by law or regulation.
Like most web sites, ours may automatically collect information about your computer hardware and software, which may include your browser type, operating system, access times and Internet Protocol (IP) address. This information is often contained in “cookies.” We use this data in an aggregated form only (not in any form that personally identifies you) to track use of our tools and features for internal programming, demographic and other research purposes. The cookies do not gather or contain sensitive or personally identifiable data.
We employ technologies intended to safeguard the transmission of your personal information through our Web Sites. We use Secure Socket Layer (SSL) to help keep your information confidential while you conduct business on our secure websites. SSL helps ensure the integrity and confidentiality of your online transactions. It helps create a uniquely encrypted transmission over the Internet between your web browser and Clear Spring. We also use a timeout feature on select areas of our Web Sites. To prevent your account from remaining open when not in use, your online session with our secure websites will be terminated after several minutes of inactivity. If this occurs, you will need to sign in again with your access ID and password to continue.
